How Does a Home Insurance Policy Work and What’s Covered?
Home insurance provides people who own their home a valuable resource to protect their investment and financial stability if a situation comes up where there is sudden and accidental damage to your personal property or house itself.
Your home insurance needs to have enough coverage to provide you with compensation for financial losses for the following;
- The value of your structure, or building.
- The value to replace contents in your home that are not part of the structure — the things you brought with you when you moved into the home, or furniture and other property you bought and keep in your home.
- Cost of additional living expenses. These are expenses that you would incur as a result of a claim if you were unable to live in your home due to a covered loss or insured peril while the insurance company repairs your home when it is unlivable.
Protection with precision...
What makes us the best
We have been tested for over 10yrs with over 1057 private & Business clients in our books since as early as inception (2009).
